Visit openbank.us and select Open savings account on the home page. You can also open an account using Openbank’s mobile banking app, which is available for free on the App Store® or Google Play.

To open an account, you’ll need to:

• Make a minimum initial deposit of $500
• Be at least 18 years old
• Have a U.S. mobile phone number
• Have a smartphone or tablet enabled with face or fingerprint identification
• Download the Openbank app onto that smartphone or tablet (which will become your trusted mobile device)
• Be a U.S. Citizen or a U.S. Resident Alien with a valid residential address in our current service area (check your ZIP code here to see if you’re eligible)

Please note: Openbank High Yield Savings is not currently available to anyone who also has a deposit account at Santander Bank, N.A. through our retail branch network or who is a current lending customer of Santander Bank, regardless of where you reside.