It depends on how you make the deposit. Openbank does offer same-day availability for funds deposited by direct deposit and some other electronic deposits, as well as for wire transfers. For deposit by ACH debit, your funds may not be available for 7-9 days.

For more details, please refer to our Funds Availability Policy in the Openbank Personal Deposit Account Agreement and the Digital Banking Agreement.

Please note that mobile check deposit through our mobile banking app is not currently available.