In order to qualify:

• You must be at least 18 years old
• You must not already have an open deposit account with Santander Bank, N.A. through our retail branch network, which has locations in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.
• You must not be a current lending customer of Santander Bank, N.A., regardless of where you reside.
• You must have an active U.S. mobile phone number
• You must have a mobile device (smartphone or tablet) with face- or fingerprint-recognition capabilities, on which you can download and use the Openbank app —which you’ll set up your trusted mobile device.
• You must be a U.S. Citizen or U.S. Resident Alien with a valid U.S. residential address
• Your home ZIP Code must be within Openbank’s current service area, which is every state in the U.S. except for Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island. Please check your ZIP Code here to see if you’re eligible.